If you've spent any time reading about pokies — online or in a venue — you've probably come across terminology that sounds technical but never gets fully explained. Pokies net 108 is one of those terms. It gets used in discussions about returns, theoretical payback, and game comparisons, yet a lot of players aren't entirely sure what it refers to or how it actually affects their experience at the machine.
This guide breaks down pokies net 108 from the ground up. We cover what the number means, where it comes from, how it compares to other return figures you'll see, and how to use that information when choosing which games to play. No jargon left unexplained. No assumption that you already know the basics.
Play Free Pokies at RichMamaPlayBefore getting to the number itself, it helps to understand what "net" refers to in the context of pokies. When a casino or gaming regulator talks about the net return of a machine, they're describing the difference between the total amount wagered by players and the total amount paid back out as winnings over a given period.
This is different from how most players think about their sessions. When you sit down at a machine, you think in terms of individual spins — did this spin win or lose? The net figure is a longer-term statistical measure. It looks at thousands or millions of spins combined and calculates how much the machine retained versus returned.
Imagine 1,000 players each put $100 into the same machine over the course of a month. That's $100,000 in total wagers. If the machine pays back $95,000 in total winnings during that period, the net return to players is 95% and the house net is 5%. Every machine has a theoretical net return baked into its programming — and that figure is what regulatory bodies monitor and what game designers are required to set within approved ranges.
The figure 108 in pokies net 108 typically refers to a return-to-player (RTP) percentage expressed differently depending on the context. In some regulatory and game review frameworks, particularly older ones used in Australian and land-based gaming contexts, net figures were sometimes expressed as ratios or multipliers rather than as a simple percentage.
In the most common interpretation used in Australian gaming discussions, a net figure of 108 means the machine is set to return 108% of a specific base unit calculation — which, when converted to standard RTP language, places the actual player return in a range that varies depending on the game's bet structure and denomination settings.
It can also appear in a different context: the 108 paylines format. Some modern pokies use 108 ways to win rather than a traditional fixed payline system. In this setup, wins are determined by matching symbols appearing on adjacent reels from left to right, with 108 representing the total number of winning combinations the reel layout supports.
Return to Player — RTP — is the standard metric used to describe how much a pokie pays back over time. It's expressed as a percentage. A machine with a 95% RTP theoretically returns $95 for every $100 wagered across its lifetime. The remaining $5 is the house edge.
Net return figures and RTP are closely related but not always identical. Here's how they compare:
| Term | What It Measures | Typical Range |
|---|---|---|
| RTP (Return to Player) | Percentage of total wagers returned as winnings over time | 85% – 99% depending on game and platform |
| House Edge | The percentage the casino retains — the inverse of RTP | 1% – 15% depending on game |
| Net Theoretical Return | Long-run expected payout across all players on a machine | Expressed as % or ratio; varies by jurisdiction |
| Hit Frequency | How often the machine produces any winning outcome per spin | 20% – 40% on most video pokies |
| Variance / Volatility | How dramatically wins are distributed — small frequent vs large rare | Low, Medium, High, or Very High |
Understanding the difference between these figures matters because a high RTP doesn't guarantee a good short-term experience. A machine with a 96% RTP but very high volatility might go hundreds of spins without a significant win, then deliver a large payout. A machine with 91% RTP and low volatility might pay out small amounts frequently, making it feel more rewarding in short sessions.
The other common use of the 108 figure in pokies discussions is the 108 ways to win mechanic. This is a specific reel configuration used in some modern pokies — particularly in Asian-themed titles common in Australian venues and online casinos.
To understand how 108 ways works, you first need to understand how standard ways-to-win systems are calculated. In a traditional 243 ways to win pokie, you have 5 reels with 3 rows each. Every adjacent reel combination across all positions creates a potential win line: 3 × 3 × 3 × 3 × 3 = 243. In a 108 ways configuration, the reel layout is modified — typically using fewer rows on some reels or a 4-reel structure — that produces exactly 108 possible winning combinations.
A 108 ways game occupies a middle ground. It offers more coverage than traditional paylines — you won't miss a winning combination just because it fell between fixed lines — while keeping the minimum bet lower than the 1024+ ways formats that require you to fund more active combinations per spin.
The net return figure of a pokie and its volatility are two separate things, and confusing them is one of the most common mistakes players make when evaluating games. A high net return (or high RTP) does not mean a game pays frequently. It means the game pays generously in total — but that total return could be concentrated in rare large wins or distributed across frequent small ones.
Volatility describes the distribution pattern of those returns. Here's how the two interact in practice:
Frequent small wins that keep your balance relatively stable. Bankroll extends comfortably. Bonus rounds are less dramatic but triggered more often. Best for players who want longer sessions on a fixed budget.
Long dry spells between wins, but when wins hit they can be substantial. The RTP is technically generous, but it's concentrated in infrequent large payouts. Requires a larger bankroll to ride out the variance. Best for players chasing significant wins and comfortable with risk.
The toughest combination for players. Long waits between wins AND a lower overall return. These games can exist — particularly in land-based venues where older machines may have both. Always check both figures before committing.
In Australia, pokies machine returns are regulated at the state and territory level. Gaming regulators set minimum return requirements that venues must comply with, and machine manufacturers must submit their games for testing by approved testing laboratories before they can be approved for play.
For land-based machines in most Australian states, the minimum theoretical return to players is set by law — typically somewhere between 85% and 90% depending on the jurisdiction. This means no approved machine can legally return less than the mandated minimum over its theoretical lifetime of play.
Online pokies operate under different regulatory frameworks. Offshore-licensed platforms serving Australian players are not subject to Australian state gaming regulations in the same way, and the return figures on their games may be set by the software developer according to the licensing jurisdiction where the platform operates. Many reputable online pokies developers publish RTP figures in their game information panels — this is the figure to check before playing any online title for real money.
Here's the critical thing to understand about any net return figure, including pokies net 108: it describes a theoretical long-run average, not a guarantee for any individual session.
A machine set to return 95% doesn't return exactly $95 for every $100 you put in. What it means is that across millions of spins played by thousands of players, the aggregate return tends toward 95%. Your individual session could play out very differently — you might win significantly more, or significantly less, depending on variance and pure chance.
The longer you play, the closer your personal results will tend toward the theoretical return. A 30-minute session is almost meaningless statistically. A year of regular play across many sessions will show results that begin to approximate the machine's theoretical return. This is why the house always wins in aggregate — even on high-return machines — while individual players can and do win, sometimes significantly, in shorter sessions.
When evaluating which type of pokie to spend time on, net return is one of several factors worth considering. Here's how different formats and contexts tend to compare:
| Game Type | Typical RTP Range | Notes |
|---|---|---|
| Land-based pokies (Australian venues) | 85% – 93% | Regulated minimum varies by state. Older machines may be at the lower end. |
| Online pokies (licensed platforms) | 94% – 97% | Lower overhead costs allow developers to offer higher returns than venue machines. |
| Progressive jackpot pokies | 88% – 94% | Base game RTP is often lower because a portion of each bet feeds the jackpot pool. |
| Classic 3-reel pokies | 92% – 96% | Simpler mechanics often allow for competitive returns with lower volatility. |
| Modern video pokies (5+ reels) | 94% – 97% | Wide range depending on developer and platform. Always check the paytable. |
| 108 ways format pokies | 93% – 96% | Return varies by title. The ways format affects win frequency, not necessarily total return. |
One of the most practical tools available for understanding how a pokie's net return plays out in reality is free play mode. Most online casino platforms offer demo versions of their games — fully functional, same mechanics, same RTP, same volatility — played with non-withdrawable credits.
Free play is useful for several reasons when it comes to understanding net return:
Not necessarily. Higher RTP means more of the total wagered is returned over time, but the distribution of those returns depends on volatility. A high-RTP, high-volatility game might win less frequently than a lower-RTP, low-volatility game. Volatility and return are separate factors.
Not inherently. More ways to win doesn't automatically mean a better return. It means more of your wager covers more possible winning combinations, which can increase hit frequency. But the RTP is set independently of the ways format — a 108 ways game can have a higher or lower RTP than a 243 ways game depending on the developer's settings.
Generally, yes. online pokies typically offer higher RTP figures than land-based machines because online platforms have lower operating costs. The difference can be several percentage points, which adds up over extended play. Always check the paytable of specific titles rather than assuming all online games are equal.
For online pokies, anything above 95% is considered competitive. For land-based Australian machines, returns in the 88–93% range are typical due to regulatory minimums and operating costs. When comparing games directly, a difference of even 1–2% in RTP is meaningful over long-term play — it represents real dollars across extended sessions.
They're the same figure expressed from different perspectives. A pokie with 94% RTP has a 6% house edge. The house edge is what the operator retains; the RTP is what players receive back. Together they always sum to 100%.
Pokies net 108 sits at the intersection of two important concepts — machine return figures and game format mechanics. Whether you're encountering it as a return ratio or as the 108 ways to win format, understanding what it means puts you in a better position as a player.
The practical takeaway is this: return figures matter, but they only tell part of the story. A machine's RTP sets the ceiling on how much it can pay back in aggregate — but volatility, hit frequency, bet structure, and the design of the bonus features all shape what that return actually feels like in a session.
Use free play to experience games before committing real money. Check paytables for published RTP figures. Understand that short sessions can deviate significantly from theoretical returns in either direction. And treat the net return figure as one useful data point among several — not as a performance guarantee.
Try Free Pokies at RichMamaPlay — No Deposit NeededAlways gamble responsibly. 18+ only. Pokies are games of chance — return figures describe long-run theoretical averages and do not guarantee individual session outcomes. If gambling is causing concern, contact Gambling Help Online.